Americans rent towards high-interest loans to buy a house at home, because

A new report from Freddie Mac recently published shows that interest rate loans, fixed assets mortgage, America to 4,4% for 30 years. This is the highest level since April 2014 / time.

CNN said last year is the seventh consecutive week, the higher the level of interest rates. When interest rates rise is usually the spring in the United States to buy a house, is from the spring through the summer. Work, and constantly improve the bank interest rate, so that people have to spend more to buy a house loan.

The loan interest rates may have assets in the United States, although it is 3,95%, which means that buying a house each month will lose more than $52 account interest rate than loans if they want to buy a house to pay $247.800, 20%.

In addition, because of rising interest rates, loans to people looking for work is more difficult to buy a house. At the same time, the American people to buy a house, facing many obstacles, the supply of houses are increasingly scarce. The economist Len Kiefer, a member of the Freddie Mac's comment: "the competition is very fierce. A lot of people looking for a can in the season down this spring, their high prices and interest rates are high, means to reduce the ability to buy the house."

Buy a house in the United States

The bank loan interest rate is high so that many Americans are very difficult to buy a house. Photo: Reuters

Housing real estate brokers association also said that since 2011, the national housing prices have risen 48%. At the same time, farmers average income increased by about 15%. This creates a very big challenge, and the people of the United States in search of a value is money.

There is one point of interest rate loans, the mortgage in the United States has the trend of interest rate and bond period of ten years of economic development so that the interest rate accelerated outbreak in higher inflation and the federal deficit in the capital. Inflation forced the overheating of the Federal Reserve System (Association) is to raise interest rates. In the United States, bonds in today are still considered a variety of credit standards, including loans to buy a house, buy a car.

It is worth noting that, although the mortgage interest rates in the United States increased at a low level because history is never more than 5% if from 2011. However, according to experts, the world interest rate is still rising trend and could reach 5% by the end of 2018. The increase of the purchase of the house price is more and more difficult in higher prices and interest rates.

But the young members of the expert Cheryl Trulia believes that one element can support the real estate market in the United States. For example, in the housing construction began to heat back may support prices. Proved to be the outbreak of 2017 is allowed to build new housing projects in the United States.